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Interest Free. Fee Free.
FREQUENTLY ASKED QUESTIONS
WHAT IS DRIVE NOW, PAY LATER+?
EMaC’s offering is one that was designed for the automotive sector, with the intention to ease the burden of the unexpected bill that you may have when your car is taken in for a Service or MOT, or when the garage has carried out a vehicle health check. Whilst you may have budgeted for the original work, when your car needs more parts, this additional cost can make a dent in your finances, sometimes meaning that the critical work that your car needs to make it roadworthy is put off until you can afford this extra cost.
EMaC are here to help, and spreading the cost of this work means that your car is roadworthy and you can remain driving safely, whilst paying for the work over monthly payments.
HOW DO THE PAYMENTS WORK?
You will pay a percentage of the total bill as a deposit on the day using your debit card, followed by subsequent monthly payments from the same debit card.
WHERE'S THE CATCH?
There genuinely isn’t one. Quite simply, rather than
incurring the cost of borrowing money from other sources, use EMaC and pay no
interest or fees on the funds you need, providing your payments are made in
line with the payment plan.
DO YOU CARRY OUT A CHCEK ON MY PERSONAL CREDIT STATEMENT?
We simply check that your card has adequate funds to pay the
deposit and the address registered to your debit card matches the address the
plan in being put through for, but no ‘footprint’ is left on your credit status
and this online check takes literally two seconds.
DO I PAY ANY CHARGES?
None at all, the payment plan is total interest and fee free,
and is designed to support your when you need it most.
If we don’t answer your question here, please don’t hesitate
to contact us.
Terms and conditions: EMac acts as a credit broker and not a lender. Credit is provided by Payment Assist Limited. EMaC is authorised and regulated by the Financial Conduct Authority. Payment Assist Limited is authroised and regulated by the Financial Conduct Authority FRN622544. Subject to status. Terms and conditions apply.
© Furrows Group Ltd
Reg. Office: The Shrewsbury Garage, Benbow Business Park,
Harlescott Lane, Shrewsbury, Shropshire. SY1 3EQ
Reg. Company Number: 00149772
VAT Reg. No. 823 8521 30
Furrows Limited are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FRN 688547. We can introduce you to a selected panel of lenders, which include manufacturer lenders linked directly to the franchises that we represent. We act as an Agent for the Lenders and we would introduce you firstly to the manufacturer lender linked directly to the particular franchise who are usually able to offer the best available package to suit your needs. If they are unable to make you an offer of finance, we then seek to introduce you to the next best offer of finance from another lender on our panel. Our aim is to secure the best deal for you with your eligibility. Lenders typically pay a fixed commission to us for the introduction, calculated by reference to the vehicle model or amount you borrow but this does not affect the interest charged on the finance agreement, which is set by the lender. If you ask us what the amount of commission is, we will tell you in good time before the finance agreement is executed. All finance applications are subject to status. Furrows Limited are appointed representatives of Assurity Solutions Limited. This company is authorised and regulated by the Financial Conduct Authority, with FCA authorisation number 517510. Permitted activities include advising on and arranging general insurance contracts.
Furrows are proud to members of the following organisations:
