FAQs from the Motability Scheme regarding COVID-19 (Coronavirus)

January 2021 Update

As the COVID-19 situation changes we understand that customers have a number of questions. We are continuing to update this page regularly to ensure we cover the most frequently asked customer questions.

As of 5 January 2021 new national restrictions mean that dealerships showrooms across the UK have had to close, but service departments in all areas can remain open for essential maintenance and repairs. Please be reassured that the Scheme also remains open to support new and existing customers during this time.

Although dealership showrooms have had to close temporarily, it may still be possible for car handovers to go ahead and new applications to be placed, subject to the ability of the dealership to safely operate within the current restrictions. Please contact your dealer directly to understand what they are able to arrange for you.

Our Customer Services team is currently dealing with a high volume of calls, we hope you find the answer to your question here. If you do need to call, we ask for your support if you are unable to get through to us as quickly as usual.

Vehicle handovers and new applications

I am due to collect my new car, am I still able to do this?

The Motability Scheme will remain open and the handover of new Scheme cars can take place as long as your dealership is able to safely do this on their premises, which could include their car park, while complying with the current regulations. Please contact your dealership directly to understand how this might affect the collection of your new car. Please note that the dealership’s facilities are also likely to be closed.

Am I able to place an application for a Motability Scheme car?

We can accept new applications for the Motability Scheme if your dealership is able to place this application on your behalf within the current regulations. Your dealer may be able to manage your application without your needing to be at the dealership, however this will be down to individual dealerships and whether they have the capacity to manage your application within the regulations.

I am an existing customer. When can I place an application for my next car?

If you are in the final three months of your lease or have had your lease extended due to COVID-19 and you know which car you would like to place an application for, please contact your dealership and discuss whether they are able to place an application for you at this time.

For your peace of mind, and to ensure we continue to offer you worry-free motoring, if you haven’t placed a new order, or you don’t return your car on the date your lease is due to end, we will automatically extend your lease for six months, even if you have already had a lease extension due to the COVID situation. You will also automatically receive a Certificate of Motor Insurance or a temporary cover note from RSA Motability (RSAM) covering this six-month period. You can place a new order, or return your car, at any point during this six-month lease extension.

Has COVID-19 affected car delivery times?

The length of time it takes for your car to be delivered could vary considerably due to the disruption experienced by car manufacturers during this time. It is worth checking with the dealership if the car you are interested in is in stock or whether it will need to be ordered from the manufacturer, which may well mean a delay. There may well be a comparable car from a different manufacturer, so it is worth considering this before you place your order.

I am an existing customer, but do not want to place an order for my next car at the moment, what are my options?

Where possible, we recommend customers start their search in the usual way and place an order in the last three months of their lease.

Social distancing and disrupted supply chains for manufacturers mean factories are producing fewer cars than usual which may result in a shortfall of new car supply in the near future. It’s possible that deliveries of some new cars will be delayed, others may be temporarily unavailable and in some cases, prices may sadly have to rise.

Current challenges in the motoring industry

Despite the many challenges our current price list (until 31 March 2021) includes around 450 cars with an Advance Payment of less than £500 – around 200 of these cars have no Advance Payment and a further 70 cars are available for less than your higher rate mobility allowance.

Latest prices for the Motability Scheme

We do however understand that with ongoing COVID-19 restrictions across the UK, this continues to be an uncertain time for some customers. For your peace of mind, and to ensure we continue to offer you worry-free motoring, if you haven’t placed a new order, or you don’t return your car on the date your lease is due to end, we will automatically extend your lease for six months, even if you have already had a lease extension due to the COVID situation. You will also automatically receive a Certificate of Motor Insurance or a temporary cover note from RSA Motability (RSAM) covering this six-month period. You can place a new order, or return your car, at any point during this six-month lease extension

In certain circumstances you may be able to extend your lease for one or two years. This might be the case if you have specific adaptations or if you have driven less than 15,000 miles at the end of your three-year lease. If either of these apply, please contact our Customer Services team on 0300 456 4566.

I had my lease extended by six months due to the COVID situation, when can I place a new order?

If you had your lease extended due to the COVID situation you do not have to wait until the end of your six-month extension to place an application if your dealer is able to do this for you whilst operating within the current regulations. Please contact your dealership directly to understand whether they are able to place your application for you at this time.

I’m thinking of applying for a Grant from Motability, the Charity, what do I do?

The Grants team at Motability (the Charity) have reopened their charitable grants programme and are accepting applications from all beneficiaries. Their phone lines are open between 10.00am to 4.00pm, Monday to Friday. Due to anticipated increased demand, call waiting times may be longer than usual. For more information please visit their website motability.org.uk/grants.

I do not want to place a renewal application at the end of my lease, how do I hand my car back?

If you do not want to place a renewal application at the end of your lease, please contact your dealership to make an appointment to return the vehicle. If your dealership is closed, or unable to accept the vehicle, then contact us on 0300 456 4566 so we can discuss arrangements.

During your lease

Is the insurance on my Motability Scheme vehicle still valid during lockdown?

Your Motability Scheme insurance remains valid despite any ongoing COVID-19 lockdown restrictions. Our insurance partner RSA Motability also remains open to help with any insurance queries. Please call 0300 037 3737 to speak to them directly.

I have a Motability Scheme car; how can I get help if I’m in temporary financial need owing to the COVID-19 situation?

Until 31 July 2021, Motability Scheme customers who are experiencing temporary and exceptional financial need in relation to COVID-19 are able to access an advance of the £600 Good Condition Bonus (GCB) usually paid at the end of a lease.

This GCB payment can be brought forward to provide support during the COVID-19 situation, ensuring that customers in need have access to money during a period when they may need it most. Please note that customers who choose to take this payment early would not therefore receive a further GCB at the end of contract – a point when some customers like to put this towards an Advance Payment on their new car.

As customers use their mobility allowance for their lease instalments, paid directly from the Government, it is not possible to reschedule payments to be repaid later, so this arrangement offers an alternative route to flexibility for customers.

To help us to deal with requests from customers needing exceptional help as quickly and efficiently as possible, please complete our online form to request a call back from a member of our Customer Services team.

Alternatively you can call us on 0300 020 5050, but please bear with us, as we are currently experiencing a high volume of calls and you may have to wait longer than usual.

Customers who have already received a GCB for their current car are not able to take advantage of this arrangement.

Customers who lease a scooter or powered wheelchair will be able to gain access to their £100 End of Contract Bonus in the same way.

My lease has been automatically extended for six months, what will happen with my Good Condition Bonus?

The Good Condition Bonus (GCB) will be paid when you hand back your car to the dealer. If you are in line to receive the bonus, there is no need to contact us – we will automatically send you a cheque within 28 days of the car being returned.

Up until 31 October 2020, where customers have had leases automatically extended, we were paying the GCB on the original lease end date. If you go into a further lease extension and the GCB has already been paid, you will not receive this payment again.

If, due to the COVID-19 situation, you request an early payment of your GCB during the lease, you will not be entitled to this payment again.

My usual driver is not able to drive me at the moment, can I add a new driver?

Your lease includes insurance for up to three named drivers, these can be family, friends or carers. If you need to add a new driver, please call RSA Motability (RSAM) on 0300 037 3737. The driver you wish to add will need to be with you when you call, so RSAM can check their details and add them to the insurance straight away.

Are your partner services open to help if I need them?

The RAC are on hand to help if you have a breakdown and need emergency help. Please call 0800 73 111 73

Our insurance partner RSA Motability can help with any insurance queries. Please call 0300 037 3737

Most Kwik Fit centres are open, they also offer a mobile service. Call the Tyreline on 0330 123 1531 or to book a mobile appointment call 0330 123 1533. Social distancing measures are in place at Kwik Fit centres, if you are planning to visit a centre please call the Tyreline in advance to make an appointment.

The MOT is due on my car, what should I do?

The Government announced an automatic six-month extension to any MOTs due to expire between 30 March and 31 July 2020. If your MOT had a six-month extension applied (ie. It was originally due between 30 March and 31 July 2020) you will be notified by your dealer when this will now be due. You can also check when your MOT is due at gov.uk/check-mot-history. You can contact your dealer to arrange the MOT at any point during your extension, and we would recommend you do this as soon as possible as demand for MOT tests is likely to be higher than usual for the next few months. You can also contact Kwik Fit and make an appointment at one of their centres.

Any MOTs due from 1 August 2020 must be completed as normal so please contact your dealer to book this in. Dealers are operating with social distancing measures in place so it could take longer to complete the MOT than usual, it’s worth contacting your dealer earlier than usual to ensure they have an appointment available for you. If your dealer is not able to carry out the MOT you can contact Kwik Fit and make an appointment at one of their centres.

If your MOT has expired, it can legally only be driven to a pre-booked MOT appointment. You will need to arrange this with your dealer, or with Kwik Fit at one of their centres.

If you are self-isolating you should book the MOT for after the period of self-isolation is over, or ask a named driver to take the vehicle to be tested.

Please note, if you are due to hand back your car, the MOT will need to be completed before your lease ends.

My service is due or my car requires repairs, what happens now?

Your dealership will be in touch to arrange to carry out any servicing and maintenance, providing this can go ahead within the current restrictions. Please bear with them as this could take longer than usual as they are operating with social distancing measures in place.

If your dealership’s service department is closed but your vehicle is undriveable and requires urgent repairs, please contact RAC Motability Assist on 0800 73 111 73 for advice.

I am in a hire car at the moment, how do I collect my Scheme car?

You will need to remain in the hire car that has been provided for you until the dealer has been able to complete the repair work required on your Scheme car. We hope to reunite you with your Scheme car as soon as possible, but please be aware that repairs are likely to take longer than normal due to social distancing measures at dealerships and availability of parts.

What do I do if the customer unfortunately passes away during this time?

Should a customer die during their lease, a family member should contact us as soon as possible. The quickest and easiest way to do this is by filling out our Notification of a customer passing away form, alternatively you can phone us on 0300 456 4566, please bear with us as we are taking longer than usual to answer calls. We will then advise you of the next steps you need to take which usually means that we will arrange for the car to be collected within a few weeks, however at this time it may take longer for us to process this request.

I was due to be reassessed for my allowance but the DWP have suspended my assessment for 3 months; can I stay in my current vehicle?

If your lease is due to end before your reassessment, please contact us on 0300 456 4566 so we can apply a lease extension for you. The Department for Work and Pensions (DWP) have confirmed that they will continue to pay allowances where they have had to delay assessments.

I am abroad with my Motability Scheme vehicle but I cannot get back due to the Coronavirus, what can I do?

If your lease is due to expire we will apply a lease extension, however if you are unable to return to the UK, please contact us on 0300 456 4566.

Am I still able to request a copy of my vehicle registration certificate (V5c)?

We are able to send a copy of your V5c registration certificate, however it might take slightly longer than usual for you to receive this due to a backlog of requests owing to the COVID-19 situation. You can request a copy of your V5c using our online form.

Can I add a personalised number plate to my vehicle?

We are able to add a personalised number plates to your Scheme car, however this might take longer to complete that usual due to a backlog of requests. We also rely on a number of partner organisations whose service has been impacted by the COVID-19 situation. You can find out more about adding a personalised number plate here.