Personal Contract Hire (PCH) and Business Contract Hire (BCH) are leasing options that offer flexibility for individuals and businesses looking to use a vehicle without the commitment of ownership.

Personal Contract Hire is designed for private individuals, allowing them to lease a car for a fixed term, typically with lower monthly payments. On the other hand, Business Contract Hire is tailored for companies, enabling them to lease vehicles for their employees while enjoying tax benefits and the ability to reclaim VAT on payments.

Both options provide a cost-effective way to access a vehicle while avoiding the hassle of maintenance and depreciation.